The templates
Each one copies with its subject line. The parts in brackets are the parts to change; where a bracket offers a choice, keep the one that is true and delete the rest.
Subject: Refund issued: [amount] for [Product]
Subject: Refund issued for your [Product] licence
Subject: Partial refund of [amount] for [Product]
Subject: Refunded: the duplicate charge on [date]
Subject: Your annual renewal is refunded
Subject: Refund issued: [amount] for [Product]
Subject: Re: [their subject line]
Subject: Re: [their subject line]
Subject lines for a refund email
Put the word refund and the amount in the subject. People search their inbox for it a week later, while they are checking their statement, and a subject that says “Quick update” is the one they cannot find.
- Refund issued: [amount] for [Product]
- Re: [their original subject line] (keeps it in the thread they started)
- Your [Product] refund is on its way
- Refunded: the duplicate charge on [date]
- Your refund for [Product], and what happens to your account
What makes a refund email land
- Past tense. “I have refunded”, not “your request will be processed”. If you cannot do it today, say which day you will, and then do it that day.
- The amount and the card. “$49 to the card ending 4242” is exactly the line they will check against their statement.
- Bank timing, with “usually”. The bank decides how long it takes, not you. Saying 5 to 10 business days up front saves you the “I still have not got it” email on day three.
- Access, spelled out. Whether their account keeps working, and until when, is the question they will write back about if the email leaves it out.
- No interrogation. Asking why is fine as one optional line. Making the refund depend on an answer is not.
- No offer attached. A discount code under a refund they asked for reads as “you could have paid less”, which is not the note to end on.
Where refund replies go missing
A refund happens in two places. You issue it in Stripe or Paddle, and you tell the customer in your inbox. The first step feels like the finish line, so the second is the one that slips: the money went back on Tuesday, and on Friday the customer writes “any news on my refund?”, which is a worse email to receive than the one you meant to send. An automatic receipt from the payment provider does not count; it is a record, not a reply.
Moorline treats those as two separate facts about the conversation: is the work handled, and has the customer been told. A refund issued but not yet confirmed sits in reply owed until you write back. With Stripe connected, the customer’s payments and refunds show beside the thread, read-only; the refund itself still happens in Stripe, because Moorline cannot refund, cancel or charge anything. The playbook on customer support as a solo founder explains why that state is the one that costs you customers.
Questions people ask
How long does a refund take to show up?
For a card payment, usually 5 to 10 business days after you issue it, and it depends on the customer’s bank rather than on you or your payment provider. Say "usually" in the email rather than promising a date. If it has not appeared after that, the refund’s reference number (the ARN, for card refunds, which most payment dashboards show once it is available) lets their bank trace it.
How do I respond to a customer asking for a refund?
If you are going to refund, do it first and then reply, so the reply can say it is done: the amount, where it is going, how long it usually takes and what happens to their access. Do not ask them to justify it, and do not attach a discount offer to a request they have already made. If you are not going to refund, say so plainly in the first two sentences and give one specific reason.
Does refunding a payment cancel the subscription?
Not on its own. In Stripe and most billing platforms, refunding a payment and cancelling the subscription behind it are separate actions, so a refund without a cancellation means the next renewal still lands. Unless the customer only wanted a mistaken charge back, cancel it too, and say in the email which of the two you did.
Can I refund an App Store purchase myself?
No. Apple takes App Store payments, so only Apple can refund them. Point the customer to reportaproblem.apple.com, where they sign in with the Apple ID they bought with and request a refund, and Apple makes the decision. You can still reply kindly and explain how, which is what the App Store template above does.
Do I need to send a refund email if my payment provider already sends a receipt?
Yes, if the customer asked a person for the refund. An automatic refund receipt is a record of a transaction. It does not answer their email, say what happens to their account, or tell them that someone read what they wrote. Send both; yours can be two lines.